7 Reasons

Tag: money

  • Guest Post: 7 Reasons Why A Credit Card Might Save Your Life

    Guest Post: 7 Reasons Why A Credit Card Might Save Your Life

    7 Reasons Why A Credit Card MIght Save Your Life

    1.  It Just Might Save Your Marriage Someday. Women love to shop. It is part of their genetic makeup. If you are married to a woman who thrives on shopping, and you deny her the fulfillment of this instinctive, natural urge, you could very well end up causing very real marital problems. You know the old saying “hell hath no fury like a woman’s scorn”? That phrase was coined by a department store. So when your wife finds a way to spend all of your money, you will be owing a debt of gratitude (and interest and fees) to the best credit card companies.

    2.  Your Parents Refuse To Raise Your Allowance To Keep Up With Inflation. You need money to go out with your friends. You need money to treat your significant other on a date. You need money to put gas in your (parents’) car. You need money to buy the latest gadgets and accessories and to keep up with all of the stuff that your friends have. But when your parents refuse to give you the money to fund your lifestyle, and you can’t (or won’t) find a job, then a freshly minted credit card, made for students, can be a godsend.

    3.  You Get Trapped In An Elevator Or Locked In A Room And Can’t Get Out. Credit cards are notorious for getting you trapped… financially. But they can also help you get out of traps… physically! These slender little shards of plastic can help you unlock doors and windows, and can help you to pry open practically anything that needs to be opened. Who would have thought that a credit card just might help you get out of a difficult situation rather than get you stuck in one.

    4.  You Need To Do Your Part To Save The Economy. The economy is in shambles. We’ve all seen the devastation caused by the collapse of the housing market and the implosion of the job market. You might think that the prudent thing to do in during these tough economic times is to hunker down and keep tighter control over your money and reign in your spending habits. But if you do that, the economy is just going to worsen, isn’t it? If we want the economy to recover, then we all need to put our confidence back into the economy and start spending again. So get that credit card out and start spending, and do your part to save the economy!

    5.  Using Your Credit Cards Is A Matter Of National Security. One of the most sacred institutions of the United States is the pursuit of the American Dream. Indeed, keeping the American Dream alive is one of the stated goals that our politicians in Washington DC have been emphasizing in their attempts to revive the economy. Therefore, it is your patriotic duty as an American to keep the American Dream alive by keeping the credit card companies in business. After all, how long can we expect them to survive on government bailouts? Their bailout should come from the private sector. And what better way to help keep the credit card companies in business than to use your credit cards?

    6.  The World Is Coming To An End And You Need To Safeguard Your Cash. The Mayans predicted that the world will end in 2012. Scientists claim that an asteroid will be coming close enough to impact the earth during this century. World War III could happen at any time now. If a run on the banks would occur and people start hoarding cash, you could always rely on plastic to help you survive the economic uncertainty that lies ahead.

    7.  When You Run Out Of Money Every Month, At Least You Will Have The Credit Cash Back Rewards To Help You Keep Afloat. If you are living paycheck to paycheck, using one credit card to pay off another every single month, then at least you should be looking forward to your credit card cash back rewards! When you find yourself constantly running out of money every month, at least you know that all of the money you spent on your credit cards, keeping a balance and accruing interest, will pay off when you get those cash back rewards every month! A credit card can really help you out when money is tight!

  • Guest Post: 7 Reasons To Be Your Own Sovereign Nation

    Guest Post: 7 Reasons To Be Your Own Sovereign Nation

    Remember when you were a youngster and you drew a new country – Jonville – in your parent’s atlas? No? Well you missed out. I did and my imaginary country was amazing. But that’s all it was. Amazing and imaginary. It never actually became a reality. (As those of you who have looked in a 2011 atlas will know.) Today’s guest post from Mark Richardson goes that one step further. Mark’s not interested in whimsy. He’s interested in the real thing. He wants to start his own country. And here’s why you should do it too:

    Guest Post: 7 Reasons To Be Your Own Sovereign Nation

    Many of the great, and imaginary, thinkers of our time have said; “There’s no freedom like political freedom”. And they are right. Don’t take my word for it, read a history book. Its pages will be drenched with the blood of warriors who fought for independent rule and freedom. That could be you. Although I would advise you don’t actually fight for freedom. Rather have some coffee and get others to fight for you. Like the French do.

    “Why should I be my own sovereign nation?” I hear you ask. Well here are seven thought provoking reasons.

    1.  No More Speeding Tickets. I don’t remember being included in the meeting where speed limits were decided. Democracy failing at the first hurdle there really. Well, diplomatic immunity will solve that. Next time you’re handed a speeding ticket, hand it back claiming you are beyond the jurisdiction of traffic law enforcement, and demand an apology. You will need diplomatic number plates though. And your nation’s flag flying from your car. That’s a nice touch.

    2.  Military Allies. Label anyone who messes with you a rebel insurgent and request military assistance from the United States Army. Let’s see those neighbourhood punks give you crap when there’s an Apache Gunship hunting them down.

    3.  Money, Money, Money. Don’t stress about that new credit card application. Request one hundred million a year directly from the IMF. Billions exchange hands every year in loans to third world economies. Why shouldn’t you get a piece of that? Claim you need the money to implement a project to build decent housing and ease the overcrowding in your nation’s more populated cities. Roughly translated; get yourself a big house. Personally, my nation could do with a 150 acre secluded coastal estate with a private beach and helicopter pad.

    4.  Travel The World. Sick of economy class and cheap hotels? Me too. Plan a trip to Washington DC and request to stay in the White House and have a meeting in the Oval Office with the President. Demand that the press be present, and request a personal bodyguard for the duration of your US visit. Insist that this bodyguard be Chuck Norris.

    5.  Make Up Your Own Holidays. Why settle for the mere handful of holidays issued by your regular government when you could invent your own when it suits you? It doesn’t have to stop at holidays either. Parades are fun. An annual street parade based around a bikini theme is a killer foreign policy plan. The problem is that regular governments don’t put enough thought into this stuff.

    6.  Get Rid Of Door-To-Door Sales People. Sales people encroaching on your land to sell you crap you don’t need are to be immediately detained as spies and found guilty of espionage, and then imprisoned never to be seen again. Those that email you spam will be tracked down with the help of Western Intelligence Services, accused of cyber terrorism and sent to Guantanamo where violent things will be done to their sensitive parts. Seriously, I hate those guys.

    7.  Get Your Own National Anthem. Yes, one of the perks of being a visiting dignitary everywhere you go. Be creative here. Don’t go the normal boring route. Try Bulls On Parade by Rage Against The Machine and demand that it is played every time you walk into a room. Also, everyone should stand respectfully for the entire duration of the song.

    Well, there you go. Be your own Nation. Craft your own destiny. I should point out at this stage that these suggestions probably actually won’t work in a real world situation. But if you don’t ever try you won’t ever experience the crushing failure that leaves you feeling like an underachieving loser.

  • Guest Post: 7 Reasons You’re Always Broke

    Guest Post: 7 Reasons You’re Always Broke

    For understandable reasons it’s been rather Christmassy on 7 Reasons as of late. And while today’s post isn’t exactly a festive post in itself, it may well be relevant when you reach the till with your basket full of presents. Don’t worry, though, while your loved ones might have to do with a sprig of holly and a set of firelighters this year, next year will be very different. All you have to do is read (and learn) from today’s guest post. And that’s not the most challenging thing you’ve ever been asked to do, is it?

    Guest Post: 7 Reasons You're Always Broke

    These days, it’s easy to blame the government and the bankers for your financial woes, but the chances are you could make things a lot easier by making a few of your own changes. Think Money, which provides debt management and other financial solutions, offers its own ideas about why you might be struggling financially…

    1.  You’re An Impulse Buyer. It’s funny how supermarkets can make you forget half your shopping list and replace it with all those things you Didn’t Know You Needed. The problem with this is that you’ll still have to go back and buy the things you forgot, at which point you’ll end up buying another load of junk that should probably be banned from human consumption. The simple answer: write a shopping list, and stick to it.

    2.  You’re A Plastic Spender. Credit cards are one of those magical modern inventions that can make spending money so much simpler. The reason for that is that it doesn’t really feel like you’re spending money – and it might not actually dawn on you that you can’t afford your rent until your landlord starts hurling abuse through your letterbox.

    We’re not saying you should stop using your credit card altogether, but a bit of advance planning can’t hurt. Before you make that purchase, work out how much money you need for important stuff, like food.

    3.  You Never Budget. Planning out every last penny of your spending might seem a bit regimented, but if there’s one area in which you should give your inner anarchist a rest, it’s here. If you have bills to pay and food to buy, it really is a good idea to make sure you have enough money for those things before you start your next online shopping spree.

    It doesn’t have to be complicated – look at a few recent bank statements, add up all your essential living costs and make sure you put that money to one side at the start of each month.

    4.  You Hide Things From Your Significant Other. We’ve all done it: fearing the ire of our loved ones, we pretend our latest and greatest purchase cost a good 50% less than it actually did. This poses a multitude of potential predicaments, all of which confirm the old saying that ‘honesty is the best policy’.

    Scenario A: your partner, in the belief that your combined bank balance is a lot healthier than it actually is, goes out and spends yet more money, sending your account into the red.

    Scenario B: your partner becomes suspicious and checks the price online. You are sleeping on the sofa tonight.

    5.  Your Significant Other Is Hiding Things From You. Despite the punishment you may have received for your own spending mishaps, there’s every chance that your partner has probably done the very same thing more than once. And without watching the bank balance like a hawk, it’s very easy for these things to slip under the radar. So unless you’re willing to be completely honest with each other – and never buy anything you actually want ever again – it might be an idea to have a joint account for your bills and other living costs, and keep your own accounts for the things you don’t need.

    6.  You Drive Like A Maniac. It’s another thing most of us have been guilty of at one time or another: putting your foot down at the lights to get away quickly, or driving at 80mph on the motorway to get somewhere on time. Not only are these things against the law, they could also be adding a lot to your monthly fuel bill.

    Change gears when your engine hits 2,500 revs; brake gently; accelerate slowly. We won’t keep boring you with the tips you’ve probably heard (and ignored) a thousand times, but taking them on board could cut your costs by more than you think.

    7.  You Can’t Cook (Yet). Back when we all wore loin cloths, your life expectancy would be significantly lowered if you or someone in your family couldn’t cook, to say the least. These days, things are much easier: microwave food and take-aways mean a meal is never more than a few minutes away. Those foods may also hit your life expectancy, but a more pressing issue could be the effect on your bank balance.

    Buying fresh ingredients and making meals from scratch is usually cheaper, not to mention healthier. What’s more, it’s probably not as difficult as you think. Find some simple recipes online, learn to cook and see your finances improve.

  • Guest Post: 7 Reasons There Is No Such Thing As A Free Lunch

    Guest Post: 7 Reasons There Is No Such Thing As A Free Lunch

    It has, I think you’ll agree, been too long. Too long since Dr Simon Percy Jennifer Best sat on the 7 Reasons sofa and shared with us thoughts from the deepest sanctums of his mind. Today that changes. Because he’s back. He needs no further introduction so we’ll leave you in his capable hands. We’re off to the pub for lunch. He’s paying.

    7 Reasons There Is No Such Thing As A Free Lunch
    ‘Free Lunch’ by The Ethicurean

    “There’s no such thing as a free lunch” is one of those glib phrases that people trot out and everyone accepts without investigation in to its accuracy. Now you don’t need to, because here I give seven reasons as to why there really is no such thing as a free lunch.

    1.  Potential Suitors. Often on a date, especially in these enlightened times, people will spilt the bill. But there might be a rare occasion when you’re taken out for a meal and the other person offers to pay. “Great,” you think. “A free lunch!” Wrong. The chances are that they will want something in return, a walk along the beach, a goodnight kiss, your hand in marriage. Would you swap any of these for a spaghetti carbonara? No. Nor would I.

    2.  Aged Relatives. Imagine the scene. You’re an impoverished student and your Great Aunt Doris* rings you up and invites you round for Sunday lunch. “Great,” you say to yourself. “A change from tinned tuna and beans on toast, and a free lunch!” Wrong. You arrive and while the smell of roast beef is wafting through the house, Great Aunt Doris will ask you for help with something relatively straight forward, changing a light bulb for example…. By the time you’re able to escape several hours later you’ve cut the grass, creosoted the fence, put out the bins, cleaned out the guttering and regrouted the bathroom. You’ve saved her several hundred pounds and given vast quantities of labour in return for a bit of overcooked beef and soggy Yorkshire puddings.

    3.  Business Lunches. We’ve all been there. Arranging a meeting and your colleague/client says, “why don’t we meet over lunch, we can get it on expenses”. “Excellent,” you think. “A day that I don’t have to pay for an over-priced sandwich and get a free lunch!” Wrong. Okay, you can get to see people and impress your colleagues, but it requires you to talk to people and costs valuable time. There is a surefire rule that applies to meetings: not only do they cost valuable time, but you invariably leave them with more work to do than at the start. Is the free lunch worth it when you have to stay in work late and buy an expensive Chinese takeaway for dinner so you don’t collapse with starvation before you get home?

    The same applies to conferences where, although the lunch is free, the cost is to your soul. It dies around the same time as the first speaker puts up his fourteenth powerpoint slide.

    4.  Friends With Children. There is a stage in many people’s lives where you are single, but have friends who are married with kids. You probably get to see these friends less often. Then, when summer starts they ring you, “come round for a barbecue, we’ve still got lots of wine left over from Timmy’s christening so there’s no need for you to bring anything”. You’re free, you want to see them and excited at the prospect of free food AND drink. Well, calm your excitement. This invitation is just a thinly veiled ruse by the parents to neck as much chardonnay as they can while their hyperactive children, thrilled by the novelty of a new adult, begs you to play with them. As for the free lunch? Not a bit of it. Okay, you get plenty of grilled chicken and salad and a couple of glasses of wine. Cost to you: a dry cleaning bill for your grass stained trousers, a new hat after your panama is used as a Frisbee and a large chiropractors bill having been rugby tackled by “little” Jamie, who is nine years old but already the size and weight of Brian Moore.

    5.  Parents Of Your Future Spouse. Picture the scene. You’ve been with your girlfriend/boyfriend/partner for a respectable length of time. Then one day they say to you, “my parents have invited us for lunch on Sunday” Cue you breaking out into a cold sweat about what to take them. Your partner reassures you that their mother doesn’t need flowers, and their father doesn’t need a bottle of Scotch. “Phew,” you think. “A free lunch!” Wrong. You’re on to a loser here. If it goes badly and you’re (even inadvertently) rude about them/their house/their food/their dog or, perhaps worse, you’re too friendly and don’t give your partner enough attention, then you pay by having to buy them presents in recompense. If it goes really well it will progress your relationship to the stage where it costs you a hefty amount for an engagement ring or your life if you find yourself married to them.

    6.  Single Friends. I, like lots of people, have single friends who are, lets face it, what can charitably be described as “hard work”** When your friend that fits that description sends you an innocuous text message saying, “let’s meet for lunch, my treat,” you may think that means a free lunch and a pleasant afternoon. That text message notification should actually be an alarm bell, as what it actually means is an afternoon where you spend hours counselling them about their life, their job, their latest (failed) relationship, clothes and the price of garden furniture. This involves you consuming the annual output of a medium sized French vineyard to cope. They join you in polishing off several bottles, then when the bill comes they say, “I’ll pay for the food, can you get the wine?”. Free lunch? Not a bit of it. There’s a very real prospect that you will need to remortagage your house to pay your credit card bill that month.

    7.  Yourself. Clearly the only safe person to have lunch with is yourself, you would be paying so obviously it wouldn’t be a free lunch, but it’s likely it will be cheaper than the other options.

    *If you don’t have a Great Aunt Doris then you can imagine my Great Aunt Doris.

    ** I don’t rule out the possibility that I am, for some of my friends ‘hard work’.

  • Guest Post: 7 Reasons To Recycle Your Old CDs

    Guest Post: 7 Reasons To Recycle Your Old CDs

    Accessing music via your computer is now faster, easier and often cheaper than going to the shops and buying good old fashioned CDs. MP3 players and mobile-phones have combined to make your CD collection utterly redundant. But instead of chucking them, why not do a bit of recycling instead? Yes, that’s right. Recycle your CDs. Here are seven reasons why you should consider doing just that.

    7 Reasons To Recycle Your Old CDs
    Why you gotta recycle that compact disc? Because we want to! Because we want to!

    1.  Because You Can. When you bought that copy of Definitely Maybe back in ’94, the guy in the record shop probably didn’t tell you it was recyclable. But he should have done. Because it is. Almost 100% recyclable in fact. Probably slightly less if it’s something by Westlife, but recyclable none the less.

    2.  Logic. When you’ve finished your bottle of wine, do you stack it in the corner of the lounge with all the others? No, of course you don’t. When are you ever going to use forty-two empty bottles? Instead you pop them in the boot of the car and take them to the recycle bank. CDs are exactly the same. Are you actually going to listen to your collection of Now That’s What I Call Music CDs? You know, that collection you started when you thought it would be fun to try and buy every single version that came out – only you gave up in 1996 when they became tribute albums to Status Quo. Get rid of them. But, don’t trash that trash, do something useful and recycle.

    3.  Spread The Music. Assuming you’re not one of those emo-kids – and you don’t look like one – the chances are you won’t have scratched the back of your CDs in a moment of wallowing self pity. As a result they can be used again. By someone else. So give other people the chance to hear some great music. As strange as it may sound, someone, somewhere would just love to get their hands on your Showaddywaddy.

    4.  Damage Limitation. But what, I hear you ask, do I do if I am into that ‘scratching-CDs-with-a-blunt-compasses’ lark. Do not fear. Most CDs have scuffs or scratches that can be repaired, so you should be fine. If you’ve snapped them in half though and tried to repair them with a bit of tape, it’s probably a no go. But that’s not necessarily a bad thing. Sometimes there can be too much Phil Collins in the world.

    5.  The Flying Lizards. What better reason to recycle than to make yourself some money. The Flying Lizards didn’t sing about it, but online CD recycling sites such as Music Magpie allow you to trade in your unwanted CDs and get some money in return. With the extra cash in your pocket, you can always invest in some new music. If you’re really clever you could buy a CD, listen to it and then sell it. And then the process starts all over again.

    6.  Mr Nice Guy. Of course, you could show you have a caring side. Recycling your old CDs can benefit some great causes. Rather than simply pocketing the money you raise from recycling, you can send it straight to any number of very needy charity organisations. Which would be far more helpful to them than taking your Billie Piper CD to the local charity shop.

    7.  Piles. Of course, the main reason we should all recycle our unwanted CDs is the environment. Sadly, over 2,500 tonnes of CDs are thrown away each year, needlessly filling up waste landfills around the world. Quite frankly this country is in enough of a mess already. We don’t need piles of Cliff Richard adding to it.

    So, don’t waste another minute staring at that redundant CD rack. Sites in the UK and sites abroad like Music Magpie Germany will allow you to recycle your old CDs in return for some extra cash in your pocket to spend on that new download you’ve been previewing or perhaps in helping a local charity.

  • Guest Post: 7 Reasons Women Are Better Poker Players Than Men

    Guest Post: 7 Reasons Women Are Better Poker Players Than Men

    I know what you’re thinking: you haven’t seen too many members of the fairer sex sitting at the winner’s table on the World Series of Poker Championship. In fact, a woman has never won (or even been the runner up). So how can women be better poker players and not get in on the biggest event of the year? In truth, there simply aren’t that many women out there playing poker in general, much less competing at the elite level. As James Brown aptly stated, this is a man’s world, and even if women were inclined to break in (which few are) they might find themselves the subject of scoffing, ridicule, and derision, making it more than a bit uncomfortable to continue. This statement also seems to hold true even with real time gaming casinos that you can see and play on the internet. However, if a women understood the many ways in which they hold all the cards when it comes to hijacking a game, they might be more interested in hitting the tables. Here are a few reasons to drop the dishrag and get to the casino.

    Guest Post: 7 Reasons Women Are Better Poker Players Than Men

    1.  Anatomy. The feminine wiles are built to beguile, and when it comes to playing poker you need to use every asset to your advantage. This doesn’t necessarily mean you have to go beyond the boundaries of decency, but there’s no law against flaunting what you’ve got in order to distract and befuddle your male opponents.

    2.  Emotions. Men generally expect women to be emotional basket-cases and you can definitely create a strategy based on this misconception. While most men try to put up a stone-cold façade when they play poker, you can easily mess with their game by running the gamut of emotions. Not only will they have trouble reading you, but you can use this trick to conceal tells, upset the balance of the game, and keep your opponents guessing at what your wild mood swings might signal.

    3.  Sexism. Men don’t expect women to be able to compete at poker simply because it is a male-dominated field. They will try to bully you out of the game by acting superior and using aggressive betting tactics. But don’t let them get you riled. Instead, be patient and let them overextend – then go in for the kill!

    4.  Multitasking. Believe it or not, juggling the demands of a job and a household has made you eminently qualified to play poker. If you can load children and groceries into the car while brokering a business deal over the phone, you can certainly weigh the odds on your hand while searching for opponent tells and bluffing until you can get the cards you need. Can a man do that? Send your husband to the grocery store for eggs and milk and watch him come home with £70 worth of junk that the children talked him into (but no eggs or milk). Yeah, you get the idea.

    5.  Reading People. Any mum can tell when her children are lying, and since most men are like overgrown boys, you can definitely use this skill to unseat opponents at the poker table. If you’re not a mum, never fear; you’ve probably spent enough time fending off male attention to know when a man is trying to sell you a line of bull.

    6.  Snap Decisions. Indecision is a luxury most women cannot afford. With a multitude of tasks to accomplish each and every day, it’s important to prioritise and trust one’s intuition. This skill is invaluable to a poker player.

    7.  Research. This isn’t like dice or roulette games, in which everything is more or less left up to chance; poker is a thinking game, so the more you know, the better your odds of winning. Women have a tendency to approach situations from a place of knowledge, meaning they will research a new topic to death. This only means that you will have an edge over even more advanced male players, many of whom mistakenly believe they have reached a point where they know it all. With ongoing research and practice you can prove them all wrong!

  • Guest Post: 7 Reasons To Insulate Your Home

    Guest Post: 7 Reasons To Insulate Your Home

    Today we are joined on the 7 Reasons sofa by John Morris – a freelance writer and journalist. He is a DIY enthusiastic and often writes on wide range of home & garden related topics.

    7 Reasons To Insulate Your Home
    Ice House by bill791

    Insulating your home has so many ‘no-brainer’ advantages; there is absolutely no reason why you shouldn’t. From cutting your energy bills to saving the planet, here are seven solid reasons you should get to work insulating your home.

    1.  Keep Cosy. Let’s kick off with the most obvious: insulating your home keeps you warm. It might sound straightforward, but if you live in a temperate or cold climate, there’s nothing sure to make you feel more miserable in winter than when you feel as cold inside, as it looks outside. It’s not all about spending money either. A bit of basic draught proofing can cost nothing, yet make a huge difference, making your house feel much cosier. And there are literally hundreds of easy, low effort ways to insulate and draught proof your home, from placing homemade draught eliminators in front of doors to a bit of DIY loft insulation using bubble-wrap, cardboard boxes and a staplegun. Many of the easiest ways to get the heat in and the cold out cost nothing!

    2.  Money! Money! Money! There are few greater motivators than hard cash. With the way energy prices are going at the moment, by insulating your home, you will end up paying a lot less to your energy supplier. Current estimates suggest, depending on how ‘extreme’ your insulating strategy is, you can easily save 20% on your annual energy bills and perhaps as much as a third if you’re willing to spend a little extra at the outset. Gas, electricity and oil prices are only going one way – up – so it’s worth bearing in mind that every time your provider increases their prices, you end up saving even more. It’s also worth considering stashing the money you save into a high interest savings account to fund further energy saving technology, such as solar panels, that can massively reduce your bills in the future.

    3.  Do Your Bit For The Environment. Up to a half of all the energy used in the average home are for heat and hot water. Which is why cutting down on the amount of energy you use is good for your carbon footprint. Even if you use a ‘green’ energy provider, you’re still responsible for releasing greenhouse gases into the atmosphere. Climate change affects everyone on the planet, and if you have children, you’ll certainly be interested in protecting planet Earth for future generations. Take the first step on your road to a greener future by insulating your home.

    4.  Stay Cool. What many people don’t realise is that by insulating your home to keep warmth in during the winter, you also stay cool in summer. That’s because, if you use air conditioning during the summer months, insulating your home keeps heat out. So if you’re lucky enough to live in a region that’s prone to hot weather during the summer months, you can reduce the amount of energy you use then too. It’s a win-win situation – insulating your home can save you money all year round.

    5.  Looking After Your Investment. Your home is probably the most expensive thing you’ll ever buy. It’s also your biggest investment for the future. By making sure it’s properly insulated, you can dramatically increase the value of your property. As every estate agent knows, professionally insulated properties sell much faster and for more cash than those that aren’t. After all, what would you prefer to buy – a house that’s cold and expensive to heat or a similar property that’s cosy and cheap to run? Exactly!

    6.  Noise Elimination. Everyone knows that insulating your home keeps the cold out, but it also keeps another unwanted element out – noise! Wall and loft insulation, as well as double-glazing, is just as effective at keeping noise out all year round as it is at keeping the heat in your home during the winter. What’s more, if you’re an aspiring drummer, it keeps the noise in, so it could keep your neighbours happy too.

    7.  Feel Better. If you suffer from allergies, using natural methods to regulate the temperature in your home, such as insulating to keep heat in and opening windows to let it out can prevent the growth of certain allergens, such as microbes and spores. So by insulating your home properly, you’ll be better off in terms of health and wellbeing too.

  • 7 Reasons That This Is The Greatest Bus Service Ever

    7 Reasons That This Is The Greatest Bus Service Ever

    Great news for 7 Reasons readers that are also fans of buses!  For the third time in our history, we’re writing a bus-related piece featuring – you guessed it – buses!   The reason for this is simple; as reported today, by various news organisations, a brilliant and ground-breaking innovation in the field of public transport has occurred in, of all places Wiltshire (and Hampshire) where residents of Winterslow can now avail themselves of what is effectively a one-way bus service to Andover, on weekdays and weekends.  It does go in the other direction too, but the return service departs before the outbound service arrives.  Here are seven reasons that this is a brilliant idea.

    Not actual 87 bus.

    1.  It Utilizes Underused Resources.  At night, once buses have stopped running, bus stops stand idle and unpopulated, making them ideal targets for ne’er-do-wells, rapscallions and vandals.  Not in Andover though.  With the new one-way timetable, bus stops in Andover will be used outside of peak periods, in fact, all through the night, as bus-users from Winterslow use them to shelter from the elements as they wait until the next day to return home from their visits to WH Smith and Poundland.  The new timetable brilliantly uses passengers from Winterslow as a free security force to protect Andover’s bus stops from vandalism at night.  A free security force.  Ingenious.

    2.  It’s Innovative.  It really is.  The history of Britain is peppered with examples of blue-sky, outside-of-the-box, joined-up-thinking and ground-breaking innovation and no one can say that this bus timetable isn’t innovative.  A bus that only goes one way.  It’s revolutionary!  Or at least it would be, if it went full-circle and returned from whence it departed.  But it doesn’t.  It is, however, definitely an innovation.  A one-way bus!  A bus that takes you somewhere and then abandons you there.  Have you ever been on one of those before?  No, I don’t suppose you have.

    3.  It Encourages Further Innovation.  Not only is the one-way bus to Andover innovative, it encourages further innovation.  Because for great creative and inventive thinking to occur, three things are required:  Time, will and an environment conducive to uninterrupted thought.  Spending hours on end in a deserted bus stop takes care of the first and the third things and who, faced with waiting until the next day for the bus home (or having had their bus home leave before they’ve arrived) wouldn’t want to invent a time-machine?  The bus-users of Winterslow could achieve great things while they’re waiting for their bus.  How brilliant of their local authority to create the environment in which the creative talents of the people of Winterslow can bear fruit.

    4.  It’s Soothing.  This public-transport quantum-leap eliminates one of the biggest objections people have to travelling by public transport.  Timetable-anxiety:  That nagging feeling that haunts people who know they have to finish whatever they’re doing punctually and get to a certain place at a certain time in order to return home.  But now the residents of Winterslow won’t have to hurriedly conduct their affairs in Andover.  They will experience no more the subliminal torment and creeping trepidation associated with having to rush their business to meet a tight deadline.  The people of Winterslow can’t go home.   They have been liberated from the tyranny of the timetable.  And from housework and nice, warm beds and things.

    5.  It Elevates Bus Travel From The Realms Of The Mundane.  Why do the people of Winterslow take the bus to Andover?  I’m sure that’s a question that none of us ever thought we’d be facing but it’s there now, so let’s brainstorm it (very briefly).  Okay, are we all agreed that it’s to use the more comprehensive facilities and amenities generally associated with a larger town; shops, banks, post offices and the railway station etc?  Good.  But those are all rather dull things (except for etc which is redolent of mystery).  Now, however, a trip to Andover has been turned into a stopover.  It’s not a trip to the bank before returning home, it’s a holiday.  The bus-users of Winterslow are now tourists; travellers.  They’re the diesel-set.  It’s so much more glamorous than a regular bus service.

    6.  It Saves Money.  It saves the local authority money as they only have to run a bus one way (unless the bus depot is in Winterslow.  Or Andover) and it saves the passengers money as they’ll only be paying for single tickets (plus they can turn the heating off in their houses for the night and they won’t be using their televisions or hobs and ovens or washing machines).  So everyone wins here and, when they’re not working on their time-machine, the bus-users of Winterslow will be able to spend their night in the bus shelter calculating just how much money they’ve saved!   How thrilling and uplifting for them.  This is the sort of financial whizz-kiddery that could revolutionise the public sector.

    7.  It’s Traditional.  Wiltshire Council are merely the latest innovators in a grand tradition of cutting-edge bus-timetable thinking in the UK.  With their one-way bus service, they may even have surpassed the nation’s previous high-water-mark in radical timetable departures:  In 1976, it was reported that buses on the Hanley to Bagnall route in Staffordshire regularly sailed past queues of up to thirty people.  This was because – in the words of Councillor Arthur Cholerton – if these buses stopped to pick up passengers, it would disrupt the timetable.*  I think the one way bus service may well have topped the no-passenger model.  I think the people of Wiltshire can feel rightly proud of their council’s accomplishment.  And they’ll have a lot of spare time to feel proud in.  Wiltshire District Council, we salute you!

    Source: The Book of Heroic Failures (1979).  Stephen Pile (An excellent read).

  • 7 Reasons to be Glad That The Transfer Window Has Closed

    7 Reasons to be Glad That The Transfer Window Has Closed

    Hurrah!  It’s finally over!  And here are seven reasons to be glad that it is.

    EPL

    1.  There’ll Be More News.  The 24 hour rolling football will finally stop and news stations and channels will carry actual news: Proper news; vital news; weighty news of great import, historical gravity and epoch-defining momentousness.  For all we know, Beyonce could be pregnant and because of the transfer deadline day absolutely no one in the world will have heard about it.  Also, Colonel Gaddafi could still be hiding in a tunnel somewhere, possibly in Libya.  Literally anything could be happening out there and we wouldn’t know because of the seemingly endless saga of will he/won’t he buy him, will he/won’t he join them and David Ngog? Hahahahahahaha!!!!  Let’s find out what’s happening in the world.

    2.  There’ll Be Less Bullshit, Rumour, Bullshit, Bullshit and Bullshit.  There’s a saying in motor sport: When the flag drops, the bullshit stops, but there isn’t enough fabric in the world to make enough flags to stop all of the falsity, mendacity and unabashed calumny that makes up the speculation on transfer deadline day.  And even if there were, there wouldn’t be enough seamstresses to sew them, poles to fly them from and this analogy stops here as it’s making the writing part of my head hurt.  It seems that absolutely anyone can say absolutely anything and get it reported by ordinarily sensible yet temporarily scoop-frenzied news organisations (and Sky) on transfer deadline day.  You would think there would be a limited number of Dan’s cousin’s osteopath’s brother’s friend Terrys that could possibly be at an airport terminal or a motorway service station to witness Sol Campbell (who by my reckoning is now at least eight thousand years old) heading off to one training ground or another, but apparently there aren’t.  Dan’s cousin’s osteopath’s brother’s friend Terry achieves absolute omnipresence on transfer deadline day as does Yossi Benayoun who, according to Dan’s cousin’s osteopath’s brother’s friend Terry has now signed for at least six clubs and consumed twelve different flavours of Ginsters pasties at various motorway service stations across the land.  And every word of this gets reported in every medium by every organisation reporting on the looming transfer deadline.  Benjamin Disraeli said that there are“…lies, damned lies, and statistics”, but he never experienced a transfer deadline day.  On transfer deadline day there are no statistics.

    3.  Arsenal Fans Will Seem Less Mad.  If you’re of the opinion that Arsene Wenger has lost the plot in recent months with his bizarre refusal to sign any football player that is both over the age of twenty and has a spine, you could be seen to have a valid point.  But Wenger’s reluctance to spend his football club’s money buying football players for their football team has made such blubbering wrecks of the supporters that Mr Wenger himself seems like the sanest man in the world (except David Dimbleby) in comparison to them.  I’ve experienced this myself as, while I don’t support a Premier League club, I think that a strong and competitive Arsenal team is a lovely thing to watch and makes the Premier League competition far more exciting.  Today I’ve frequently found myself foaming at the mouth and bellowing “Buy him!  Buy him!  Buy him!”  This happens whenever Dan’s cousin’s osteopath’s brother’s friend Terry spots any footballer with at least one and a half working legs and the ability to grow even the sparsest of beards within a hundred mile radius of North London.  The combination of Arsene Wenger’s parsimony and transfer deadline day have contrived to turn me into a babbling idiot (even more so than usual).  It must be so much worse for those that actually care: Those poor people also have to bellow “Sell him!  Sell him!  Sell him!” whenever Nicklas Bendtner’s name is mentioned.  It must be hell for them.

    4.  We’ll Rediscover Words.  How often do you hear your own name said out loud?  A couple of times a day?  Ten times a day?  It might be more if you’re gregarious or popular, I wouldn’t know.  One thing I do know though, is that if your name is Scott Parker you’ll have heard it said out loud more often than anyone else in the entire history of humanity.  Anyone that has watched a sport bulletin between May and September (that period we refer to ironically as “the summer”) this year will have heard the words Scott and Parker more times than they’ll have heard the words if, it, bit, but, the, a, dog and salamander combined.  Oh, and and.  Craig David has heard his name said out loud fewer times than Scott Parker has and he spends his entire life singing it at people.

    5.  We’ll Be Less Baffled.  My wife knows less about football than I know about the female orgasm.  Of the sea otter.  And when she turned to me today and wearily asked “Why do they always leave it until the last minute?”  I loftily dismissed her amateur enquiry and, in a knowledgeable and not un-patronising tone replied, “It’s because…”.  That’s as far as I got.  Because when the transfer window is open from the end of the previous season until the end of August, it’s absolutely barmy to be trying to buy a player (that the selling club usually need to replace) minutes before the window shuts.  The buying club won’t find a bargain as the seller will be far more reluctant to sell them at that time and they won’t get a pre-season to help them settle into the squad.  There is no level on which leaving buying a footballer until the last minute makes any sense.  Unless it’s the same level on which Jedward are entertaining and Nando’s is a desirable place to go for dinner, in which case it makes all the sense in the world.  More probably.  All of the sense everywhere.  Even the sense in the cupboard under the stairs and the sense that has dropped out of your trouser pockets and fallen down the back of the sofa.  Am I still making sense?  No?  There, that’s how much sense leaving it until the last minute makes.

    6.  We Will All Be Safe.  It’s okay.  Really, it’s alright now.  We can all breathe a deep sigh of relief and relax as we’re all perfectly safe now.  Though it does seem that their strategy is to buy absolutely everyone in the world, there are rules and regulations to deal with that sort of thing and if you haven’t already been purchased by Manchester City (something that is worth checking), you won’t have to worry until January.  I’ve spent much of the last month absolutely terrified that I’m going to get signed and dragged off to Manchester to play football in the rain, but I seem to have escaped.  My five month old son (who can nearly stand up unaided) seems to have slipped the net too.  We got off lightly, as it seems that they’ve even resorted to raiding hospitals to find players to sign.

    7.  Football Will Be About Football.  Remember when football was about football?  That wondrous, gilded, golden-age when football wasn’t about finance, negotiation, and acquisition?  When it was about sport and not business?  Now that the window’s slammed firmly shut, those of us that want to see business (and who amongst us doesn’t find watching a meeting utterly thrilling?*) can watch Dragon’s Den or The Apprentice and those of us that like football can watch football which is a sport, not a bunch of self-centred prima-donnas making utter cocks of themselves for our entertainment.  Oh, it turns out that it is.  Still, it’ll be nice change from all of the business.  Until it all starts again in three months.  Bugger.

    *Yes, it’s me.

  • 7 Reasons To Hug A Left-Hander Tomorrow

    7 Reasons To Hug A Left-Hander Tomorrow

    As I am sure all left-handers’ the world over are aware, tomorrow is ‘International Left-Handers’ Day’. Awesome. In my opinion not enough body parts get the recognition they deserve. Personally I would like there to be an ‘International Third Nipple Day’. Just so I can see which of my friends I need to start avoiding more often. But that’s for another day. Today is all about left-handedness and why we should show love to those of that unfortunate disposition tomorrow.

    7 Reasons To Hug A Left-Hander Tomorrow
    "Cheer up Monty, you didn't mean to drop that bread roll"

    1.  Death. On average, right-handed people live nine years longer than lefties.* Nine years! That’s a lot. I am sure we all have friends who are left-handed so tomorrow I suggest we whip round to their place and give them the news. Then it would be nice to give them a hug. Just to, you know, show them that you should be in the will.

    2.  Evil. This isn’t an easy thing to say, but you need to be told the truth. Left-handed people are in league with the devil. They dabble in witchcraft and sit on the panel of Loose Women. I’m not making this up. I read in in The Telegraph. The thing is, it’s not their fault. They were just born like that. Which is why we have to hug them. Just to, you know, see if they have a tail protruding from their anus.

    3.  Stationery. If having a short life-expectancy and being an incarnation of the devil wasn’t enough, the left-handed among us have long suffered at the hands of the right-handed. Quite literally. Ever tried using a pair of scissors with your left-hand? Painful isn’t it? Give a lefty a hug. Just to, you know, prevent them from seeing you laugh your head off at their misfortune.

    4.  Bias. Have you ever noticed that when it comes to money matters, your left-handed friend’s seem far better off than you? This has nothing to do with skill or talent. It is because when it comes to finance everything is strongly weighted in their favour. One typical example is the National Lottery logo. It comprises a left hand. Not a more commonplace right-hand, but a left-hand. So, tomorrow, go and give your left-handed chums a hug. Just so, you know, you can swipe their wallet from their back pocket and check the evening’s lottery numbers.

    7 Reasons To Hug A Left-Hander Tomorrow

    5.  Intelligence. Apparently, left-handers are able to use parts of the brain to more effect than us normal folk. As such they are far more intelligent. So it’s useful to have a left-hander as a friend. A real close friend. A friend you you would hug at the next opportunity. Just so, you know, you can look over their shoulder at the answers to the pub quiz.

    6.  Effort. Have you ever seen a left-hander write? They make one heck of a mess. As soon as they write something they smudge it with the rest of their clumsy hand. So not only do they have to start their literary works all over again, but they also have to go and wash their ink dyed palms. It takes time and money being a left-hander. Time to write letters over and over again and money on more paper, more ink and more soap. It’s a tough life. So give one a hug, Just to, you know, prevent then shaking your hand with their inky paws.

    7.  Thievery. Have you ever been sat in a restaurant, enjoying a lovely meal and even lovelier chat, only for the person sitting on your right to spoil the whole mood by stealing your wine or bread roll? You’re nodding your head. This doesn’t surprise us. You may not have known this at the time, but the thief on your right was left-handed. While it is natural to the rest of us to pick up bread rolls with our right hand, it is natural for left-handers to use their left. As such they end up fatter and more drunk than their right-handed counterparts. It’s not their fault though. It’s the way they are wired. So give them a hug. Just so, you know, they’ll find it much harder to steal the mint than accompanies your post-dinner coffee.

    *Left-handers I mean, not left-wingers. I think Maggie Thatcher and Bruce Forsyth have proved that righties comfortably outlive lefties by approximately two-hundred years.