7 Reasons

Tag: Pay

  • Guest Post: 7 Reasons You Run Out Of Money Every Month

    Guest Post: 7 Reasons You Run Out Of Money Every Month

    It’s getting harder to save money for your future with the euro being inflated every year. However, there are some things that are completely within your control. Before you complain about how expensive everything seems to be getting these days, check your ego at the door and make sure you’re not committing these seven deadly spending sins.

    7 Reasons You Run Out Of Money Every Month

    1.  You’re Shopping Way Too Much. Shopping is fun. Heck, what girl doesn’t like a new dress or pair of shoes? Shopping sprees aren’t just a female problem either. Men can get carried away on designer stuff too. If you have a shopping addiction, try putting away the credit card for a few days. If you still think you need a new pair of pants or a shirt, then consider visiting a charity shop – especially if you’re hooked on ModCloth.com offerings. You might be able to find some nice vintage stuff for much less than what you’ll pay retail.

    2.  You Drink So Much Coffee, Your Blood Is Now At Least 50 Percent Caffeine. Coffee can be addictive, and Starbucks is a pretty popular place, but there’s no need to go there three times a day. Even once a day gets expensive. If you need your coffee fix in the morning consider getting a pour over kit. The initial cost of manual pour over equipment pales in comparison to what it will save you over time. If you spend £2.60 every day on coffee, you will benefit from getting manual pour over equipment. In one month you’ll spend enough on Starbucks to buy yourself a decent filtercone holder, some nice filters, and some decent coffee. Two month’s worth of coffee will get you an excellent coffee grinder.

    The benefit? The learning curve is not very steep, it takes just as long to stand in line as it does to make your own coffee at home, and a manual pour over results in a stronger and better cup of coffee than what most retail places will sell you.

    3.  Those Late Night ATM Runs – You Know The Ones. Are you a night owl? Do you spend a lot of time at clubs, pubs, and after-hours parties? Going to the ATM to reload your wallet with cash takes its toll. There’s no easy solution to this problem other than taking it easy on the partying. Staying home and reading a book might not sound like much fun, but your bank account will thank you.

    4.  You Are Paying For More Channels Than You Can Possibly Watch. There’s nothing wrong with having cable T.V. In fact, it might add to your life in some way. However, there comes a point when enough is enough. If you’re paying for so many channels that you can never possibly watch all of them, it may be time to rethink your service plan. If you ever find yourself turning on your T.V. and thinking “oh wow, I didn’t even know I had this channel,” then it might be time to consider going with a cheaper package or perhaps cutting your cable down to the bare minimum.

    5.  You Eat Out So Often, You Haven’t Seen The Inside Of Your Fridge In Three Weeks. Eating out once in a while is fun. You don’t have to do the dishes, and you can usually get something that you find difficult or impossible to prepare yourself at home. However, if you’ve forgotten what the inside of your refrigerator looks like, or if the food in there has started to look more like a science experiment than leftovers because of all of the mold, then consider making more meals at home. Staying in has a wonderful positive effect on your bank account.

    6.  You Spend More Time On Your Hobbies Than You Do Working At Your Paying Job. Having hobbies allows you to stay active when you’re not working. However, when you spend more time on your hobbies than you do working at your “day job,” there’s something wrong. Maybe you should make your hobby your new job (by starting a business oriented around it) or find a new job that allows you to earn money from doing whatever it is you really love doing.

    7.  The Only Time You Step Foot On A Sidewalk Is To Get To Your Car. Automobiles allow us to get where we want to go faster than we ever could by walking. However, there’s a benefit to walking: it’s cheaper and allows us to get exercise. Consider walking or biking to work, if you live close enough.

    Guest post written by Elizabeth Goldman and brought to you by Wonga – the short term loan experts.

  • 7 Reasons Twitter Must Remain Subscription Free

    7 Reasons Twitter Must Remain Subscription Free

    No doubt many of you saw the news yesterday morning that as of September this year Twitter is no longer going to be a free service. Obviously Twitter isn’t the most profitable of business models and, understandably, they have been working hard to rectify this.  They’ve been using promoted tweets for the last year or so, but apparently they aren’t generating a sufficient revenue stream.  So now, in a complete volte-face, they have decided that making the service subscription based is the way forward for them.  It’s a shame because, not only do we find it an invaluable communication tool for 7 Reasons, it’s also great fun. We’ve both met some great people and both done things that we wouldn’t have done otherwise. Like create 7 Reasons. Quite frankly, the thought of not having Twitter around fills us with dread. So, in a plea to the powers that be, here are seven reasons to keep Twitter subscription free. If you agree please share this post. You never know what might happen.

    Twitter's Fail Whale as a dollar bill

     

    1.  Revenue.  There are better ways to raise revenue.  No one likes to pay a subscription; look at how many people subscribe to Sky in the UK compared to the number that watch ITV.  This tells us that advertising is a more palatable option than a paid for service.  We have contextual adverts here on this website and – apart from notable exceptions, such as Marks and Spencer advertising alongside 7 Reasons That I Hate The M&S Dine In For £10 Deal and Orange advertising on the post 7 Reasons That Life Would Be So Much Better in Black and White – this works well.  Would any Twitter user really mind carefully chosen contextual adverts on their Twitter page (obviously not ads for hair loss products, incontinence pads or Greggs the bakers) instead of paying an annual subscription?  I think not.

    2. Relationships. I met the girl I am going to marry on Twitter. In a roundabout way. I wasn’t actually being myself, which means she’s actually marrying a spoofed professional sportsman. Luckily that’s pretty much what I am anyway. There are people out there who, perish the thought, actually pretend to be themselves. And there are people out there who are now married because of Twitter. Or reunited with friends and family because of Twitter. Or working together because of Twitter. Or sharing a cell with Big Bear because of Twitter. That just seems like an awful lot of great stuff that is going to be lost come September.

    3.  Fail Whale. When Twitter reverts to a subscription based service they hope to keep 25% of their users. I think it’ll be more like 2.5% but either way the Fail Whale will no longer be part of people’s lives. In the two years I have been using the network the Fail Whale has become more than a sign of overload. He has become a friend. A reassuring sight in an uncertain world. A reminder that you can’t always have what you want when you want it. In this respect the Fail Whale is a great philosopher. Communicating with us in a language the modern generation can understand. Who are we going to listen to when we can’t turn to the Fail Whale? The only Fail Whale I can think of is James Corden. And philosophy is not his strong point. Even more depressingly, neither is comedy.

    4.  Organisation.  You have to be organised to maintain a regular subscription to something (unless you’re so disorganised that you subscribe once and remain subscribed for eternity), and organised people aren’t necessarily the most interesting people.  But that’s who you’ll find tweeting in the future.  Jack Kerouac, Keith Richards, Dionysus, Dorothy Parker and Queen Ranavalona the 1st of Madagascar are all fascinating characters that would be monumentally interesting tweeters, yet would find it too much hassle to maintain a regular subscription to a social networking service, even if they weren’t drunk, high, mythical or dead (or in the case of Keith Richards, possibly all of those things).   This would leave Twitter in the hands of dull people, for whom renewing their subscription to Twitter would quite probably be an annual highlight.  It would become a showcase for tweets by Michael Vaughan, His Excellency Baron Sir Lord Sir Alan Sugar of Sir Hackney Sir, the third Nolan Sister and Oprah fucking Winfrey.  Subscription would make Twitter a duller place which would, paradoxically, make people less likely to subscribe.

    5.  Access The Inaccessible. Twitter is a great outlet if you want to hear the thoughts of people/things who you otherwise couldn’t. Bronx Zoo Snakes for example. Or dead dictators. Adolf Hitler has his own twitter account. Well, actually, he has about twenty, but I think nineteen of them are fakes. The real Hitler is worth a follow just so you can get a better understanding of how his mind works. If you don’t follow Hitler (and I would never encourage it) I can inform you that he’s still an angry midget. He still has issues. A recent update stated, “I’m sick of bonsai trees being so small.” When we have to pay for Twitter, answers to GCSE history questions just won’t be as informative/entertaining.

    6.  Expense. Unfortunately, whether you subscribe to the service or not, it’s still going to cost you. Remember the old days when it cost 12p to send an SMS or 28p to send a letter? Assuming you leave the service, it’s going to be those days all over again, only this time we’ll have to alert all of our followers every time we do something. So for us that’s 2000 texts or postcards we’ll have to send out every time we publish a new 7 Reasons post. And what if Bob replies with a text or a postcard? If we decide to reply to Bob we’ll also have to send a text or postcard to everyone who follows both 7 Reasons and Bob. What a nightmare this is going to be. Looking on the bright side at least I have free texts. Looking on the dark side stamps now cost 41p.

    7.  Subscription Misses The Point Of Twitter.  Or, if not the point of Twitter, it misses what we all love about it.  The freedom.  It’s an egalitarian melting pot where views, thoughts, ideas, opinions and links to Failblog can be disseminated amongst users without some sort of hierarchical class distinction getting in the way.   If it’s made a subscription service then – especially in the current harsh economic climate – many users will be excluded for no fault of their own.  Should being unemployed, poor, a single-parent or a resident of the Republic of Ireland really be grounds for exclusion from social media?  No, it shouldn’t.  It’s vital that Twitter remains subscription free.  Please retweet this piece if you agree.