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Guest Post: 7 Reasons To Make Sure You Renew Your Car Insurance

Posted on September 11, 2010 in Guest Posts | 0 comments

Another Saturday dawns and as it does a new writer appears on the 7 Reasons sofa. This week we welcome Chris Owens, who is probably just about the finest member of the Car Insurance team at MoneySupermarket.Com – the UK’s leading price comparison website. Right, that’s two sentences more than I should be writing on a Saturday, so without further deviation, I’ll hand you over to Chris.

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I’m guessing most of you think you’re a reasonable enough driver – you’re pretty safe, tend to stick to the speed limit (most of the time), and have never had to make a claim in your life. But at the same time you’re sharing a road with a whole host of motoring mavericks and disaster-prone drivers that are a simply a car crash waiting to happen. Here are seven of the craziest (but true) car insurance claims ever made – and 7 Reasons you need to make sure you’re always covered:

1.  Cars And Snow Aren’t A Good Combination. One cool customer thought it’d be easier and safer to take a taxi rather than risk venturing out on their own in heavy snowfall. Unfortunately, the clumsy cabbie skidded straight into the back of their parked car when he came to pick up his passenger.

2.  Drivers Have Terrible Judgement. Anticipating traffic speed and giving yourself plenty of time to react are two of the first lessons you learn when you first start driving. It’s a shame that one unlucky bloke forgot these golden rules and caused a multi-car pile up because, in his own words, “I started to slow down but the traffic was more stationary than I thought”.

3.  Buses Aren’t Reliable. You’ve pulled out of your driveway and set off for work first thing in the morning when you slam into the back of a bus picking up passengers. What’s your excuse, apart from you weren’t paying enough attention to the road? How about, “It’s not my fault, the bus is five minutes early” – strangely enough this motorist’s insurers didn’t see the funny side!

4.  A Call Of Nature Can Cause Chaos. A driver was caught short and had to stop at the side of the road to relieve himself behind a row of bushes. When he had done his ‘business’, he returned only to find his car had gone. Just as he was telephoning the police to report the missing vehicle, he noticed some familiar looking tyre tracks heading down a hill. After running all the way down to the bottom of a grass bank, he found his car flipped on its roof and in need of some emergency repairs… someone had forgotten to put the handbrake on.

5.  Life Is Full Of Tree-mendous Surprises. Many of us drive the same routes over and over again, so it’s no surprise we think we know our way home like the back of our hand. Sadly for one daydreaming driver, he reversed into the wrong house and crashed into what he charmingly described as, “a tree I don’t have”.

6.  The Simple Law Of Gravity. It’s not too uncommon to see crazy pictures of cars crashing through the front window of a house, but what about when the roles are reversed? A house was being moved on a large lorry when it toppled over and fell off, straight onto the top a parked car. Only when the moving company finally owned up to its embarrassing mistake did the disbelieving insurance company actually pay up.

7.  If All Else Fails, People Will Blame Absolutely Anything. And last but certainly not least, the black arts were the probable reason for an accident for one imaginative driver, who simply filled out an insurance claim form with the words: “Windscreen broken. Cause unknown. Probably voodoo.”

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